Mold damage can be catastrophic and can happen almost anywhere. The most dangerous aspect of mold is that it can occur anywhere inside a property and will remain invisible until you perform a complete and proper inspection. After a natural disaster strikes, it’s not uncommon to find broken windows, large foundation cracks, and damaged structures that have let water enter the home. This can lead to a mold formation, without you knowing about it. Even a burst pipe can lead to mold contamination if it is not properly managed. Cleaning mold is no simple task. If your property is contaminated by mold, it is a daunting task to completely remove it.
In the past, mold damage coverage was included in most property insurance policies in cases that resulted from a sudden plumbing leak, fire control, a storm or other causes. Insurance companies used to treat such damage easily without any hassle. Over time, concerns have increased due to public awareness and scientific knowledge about mold and its health hazards. People have come to know how it can adversely affect the living conditions of any property. Mold clean-up, removal, and remediation is costly and hazardous to the personnel performing it. Due to the high risks and large sums of money involved in these procedures, insurance companies started to remove mold damage from their covered list of perils. They are removing such coverage from their policy forms, even in cases where the damage results from a covered peril. Due to this, it has become crucial the policyholders to know exactly what to do if their property is contaminated by mold.
Mold Formation
Mold is a natural organism found everywhere, inside and outside. It can grow in unexpected places, and once it contaminates a wall, it is difficult to remove completely. It can grow on almost any substance where moisture is present. There are no other conditions required for its growth. The only thing it needs is moisture, and then it can continuously reproduce via airborne spores. The presence of moisture and air almost confirms the presence of mold in the surrounding walls. When the airborne mold spores land on a moist surface that is suitable for life, they begin to grow. Their growth is not immediately visible, but can be lead substantial within days.
Mold is normally found indoors at levels that do not affect most healthy individuals. However, if the growth is not actively controlled, mold can have major health effects and deteriorate the condition of the structure it’s growing in. Water damage and high humidity in states such as Florida often create an environment where mold flourishes indoors, causing significant property damage and potential health hazards. Once it finds such favorable conditions, almost nothing will stop mold from invading and taking over a structure.
Experienced Mold Damage Public Adjusters
Once mold starts growing in your property, whether it is common green mold or the more worrisome black mold, it can affect indoor air quality, shut down HVAC systems, interrupt businesses, and damage walls and ceilings. Basically, it makes the structure immediately uninhabitable for anyone. This could result in countless interferences with your daily life and the deterioration of valued personal items. Mold formation is not only limited to walls, but can also affect nearby equipment and appliances.
Mold remediation is a challenging task to undertake on your own. ProFloridian Claims can help you reach a settlement with your insurance company, which will save you time and money. You don’t want to deal with a situation where you need to understand a complex insurance policy while tackling unwanted mold growth. Whether you’re looking to get your mold damage claim filed or you need help in getting your denied mold damage claim reversed, ProFloridian Claims can help. Our public adjusters are experts in mold property damage insurance claims.
The Difficulty Of Filing Claims
When you have any sort of mold damage, you can maximize your claim settlement and get the damage sorted out. But you’ll need to contact a professional public adjuster who’s an expert in mold damage claims. You don’t have to worry about anything when you have ProFloridian Claims on your side. We’ll do everything on your behalf. We’re happy to work hard to reach a successful settlement and help you get the deal you need to solve any issues with mold damage in your property.
Whether the mold damage occurs because of an AC leak, burst pipe, a flood, a heavy storm, or anything else, our team of experts can help you get the service you need. It can be harrowing to have to deal with anything like this, even in its least severe form, but you can rely on ProFloridian Claims to help you get through it all.
Be Quick In Your Decisions
As a policyholder, it can be difficult to determine exactly when to bring in a public adjuster to help with a mold damage claim. If you’re experiencing all of this for the first time, it will be even more difficult for you to cope. Just as every individual is unique, every situation is different. But it’s best to hire a public adjuster as soon as possible after you have identified the mold damage. Contacting a professional early will be crucial to having your claim filed for the most positive outcome.